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A home equity loan is a loan that uses the equity in your home. Your equity
is the difference between what you owe on your home and the market value or
appraised value. This loan allows you to get the money you need for many reasons.
The greatest benefit of a home equity loan is that it is tax deductible if
you do not exceed the total appraised value of your home. The government allows
you to use the interest paid to balance your tax liabilities.
These loans are available for consumers of all income ranges, credit histories and employment status. Credit is not always the only determining factor in qualifying you for a mortgage. Even if a bankruptcy affects your credit, we have the proper loan program available for your needs. Self-employment often times represents an obstacle for many of our customers. Charterwest Mortgage is able to identify the right stated program for you, the self-employed.
Charterwest Mortgage, supports the federal government’s campaign in increasing homeownership. Researchers have found that homeownership increases a family’s stability. Our goal is to assist our customers in accomplishing that goal with ease. Our customers will be educated throughout the home buying process. Our consultants are very knowledgeable and are able to identify the product that fit your personal situation.
