Loan Programs

Non-Conforming Products

100% purchase and refinance
90%-100% stated program
100% purchase with credit score at 580
90% non-owner occupied
No mortgage insurance required
125% loan to value
Bankruptcy buy out
Collections, judgments ignored
Bruised credit
One year self-employment
Stated self-employed
Stated w-2
100% rural
Modular home up to 100% program.
High debt to income ratio.

Besides our standard loan programs, we also have a large number of unique programs to serve your needs

Conforming Products

95-103% purchase
90% cash out refinance
95% rate and term refinance
Community programs, 93-100% purchase
Safety community programs-for doctors, nurses, teachers, fireman and woman, police officers.
FHA-purchase, refinance, streamline
VA-purchase, refinance, streamline
30/20/15 fixed rates
Arms or adjustable mortgage 10/1 Arm, 7/1 Arm, 5/1 Arm, 3/1 Arm
Balloon program
Interest Only programs
Stated program up to 90% Loan to value
Non-Conforming